APR refers to the annual percentage rate or the dividend rate.
APY refers to the annual percentage yield.

Loan Rates

Rates as of 4/25/2022.
Rate Description Term Payment Description APR APR Type
Auto Loans 2012 – 2015 36 months $30.89 monthly per $1000 borrowed 7.00% Fixed
Auto Loans 2011 – 2015 48 months $24.19 monthly per $1000 borrowed 7.50% Fixed
Auto Loans 2012 -2015 60 months $20.05 monthly per $1000 borrowed 7.50% Fixed
Auto Loans 2013 – 2015 72 months $17.54 monthly per $1000 borrowed 8.00% Fixed
Auto Loans 2006 – 2010 48 months $25.36 monthly per $1000 borrowed 9.99% Fixed
Consolidation Loan ($8,000 max) 36 months $32.27 monthly per $1000 borrowed 9.99% Fixed
Personal Loan ($3,000max) 36 months $35.69 monthly per $1000 borrowed 17.00% Fixed
Vacation Loans 12 months $88.84 monthly per $1000 borrowed 11.99% Fixed

Members should call the credit union to verify rates.
Other loans and rates are available, contact the Credit Union for more information.

Certificates

Rates as of 4/25/2022.
Rate Description Term Dividend Rates APY
1 Year Certificate (less than $25,000) 12 months 0.10% 0.10%
1 Year Certificate ($25,000 – $50,000) 12 months 0.10% 0.10%
1 Year Certificate $50,000 and above 12 months 0.15% 0.15%

NOTE: Early withdrawal from certificates will be subject to a 90 day dividend penalty.
Members should call the credit union to verify rates.

Savings/Shares Rates

Rates as of 4/25/2022.
Rate Description Term Dividend Rates APY
Regular Shares N/A 0.05% 0.05%
Christmas Club Account N/A 0.05% 0.05%
Vacation Club Account N/A 0.05% 0.05%

Members should call the credit union to verify rates.
Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.